Star Health Gain Insurance Floater
Star Health Gain Insurance Policy is a perfect balance between Insurance and Tax benefits. It
offers both outpatient and inpatient hospitalization expenses cover with
maximum tax benefits.
Highlight:
- Cover for both in-patient and
out-patient treatments.
- Fixed premium across all Sum
Insured ranges and age groups.
- Unutilized Outpatient benefit
can be carried forward to next year upon renewal.
- No Third Party Administrator,
direct in-house claim settlement.
- Network of more than 7800
hospitals across India.
- Life long policy renewal is
available.
- Tax rebate available as per
provision of Income Tax Rules under section 80-D.
- Facility for maintaining
personal health records in electronic format.
Benefit:
Title
|
Description
|
Room Rent Limit
|
1% to2% of SI,
max.upto Rs.1000/3000/4000
|
ICU Daily Rent Limit
|
1% to2% of SI,
max.upto Rs.1000/3000/4000
|
Pre-Hospitalization
Expenses
|
30 days
|
Post Hospitalization
Expenses
|
Lumpsum upto the
limit specified.
|
Minimum
Hospitalization Period
|
24 Hrs
|
Day Care Procedure
Coverage
|
Specific day-care
procedures covered.
|
Pre-Existing Disease
/ Illness coverage
|
After 48 months
|
Waiting Period for
New Policy
|
30 Days
|
Medical Screening
|
Above 50 Yrs
|
Ambulance Expenses
|
Rs.750, max.upto
Rs.1500
|
No Claim Discount
|
10% on claim free
year
|
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