Why should we invest in Debt Funds?
For our body’s overall growth and health, we need to eat a balanced diet. To keep yourself healthy and fit, our body needs different nutrients and one type of food can not provide all the nutrients it needs. Therefore, to sustain our body we have to eat different kinds of food in the right proportion. Each nutrient has a unique role to play in our body’s wellbeing (e.g. carbohydrates give us instant energy while proteins help in tissue growth and repair). Similarly, to ensure our financial wellbeing we need a balanced investment portfolio in life. We need a mix of different kinds of assets within the portfolio that play different roles, like the different nutrients in our diet. For financial security and prosperity, one should invest in various types of assets such as equities, fixed income, gold, and real estate. Individual investors can find it hard to directly invest in certain asset classes such as fixed income, which includes bonds and money market instruments. Alternatively...