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LIC provides a wide range of life insurance plans intended to generate improved returns. The following LIC schemes have the full benefits for you-Jeevan Akshay VI, New Children's Money Back Plan, New Endowment Program, New Money Back Plan- 20 years. These days, consumers are looking into policies promising better returns on the premiums charged. LIC offers a detailed list of policies designed to offer optimal benefits alongside defense. The four best insurance policies given below are: Jeevan Akshay VI, LIC: LIC Jeevan Akshay VI is an instant annuity product that guarantees a steady cash flow up front for a lump sum payment. The annuity as set out in the contract should be paid over the policyholder 's lifetime. It comes with several options about program form and payment modes. The annuity options available under Jeevan Akshay VI are as follows: Annuity payable at a fixed rate over the insured 's life. Any annuity payable for a term of 5, 10, 15 and 20 year...

On June 25, 2020, Dev Ashish, a SEBI registered investment adviser, tweeted: Many DIY investors are DIY not because they are capable, but because they want to avoid paying any fee. The responses to that were very interesting. One said that he burnt his fingers and so became a Do-It-Yourself (DIY) investor. Another said that he did not get sufficient value from his financial planner. Others suggested that the integrity and competence of the IFAs should also be considered. The perception around money is fascinating. And advisers should never downplay the emotional element of money. It is experiences that shape a client’s perception, and the financial adviser will have to combat that to earn someone’s trust and confidence. If you are an adviser, ask your potential client these questions. You should even try it with existing clients who are difficult, who question you needlessly or never listen to what you say. Their answers will help you tackle the emotion and cloudy reasoning that i...