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There are no market geniuses. Just those savvy in controlling their emotions. You can never get wealthy if you let emotion get the better of you. But if you rein in your impulses, you have a very good shot to accumulate wealth. When the market is bullish, everyone is on an investing spree. Along comes the inevitable correction, and those very funds are kicked to the curb. What has changed? Just sentiment. If the market falls on a certain day, fear dominates and investors are reluctant to invest. Once the market bounces back, greed takes over. Ironically is, investors perceive an investment to be more risky when nobody is buying and the price (NAV) is low, and less risky when everyone is buying and the price (NAV) is high. Laughable isn't it? How does one counter the impulse to act? Give thought to your Investment. Value investing is about buying a stock or fund quoting less than its intrinsic value. If you make a purchase higher than its intrinsic value, you are looking at the...

While selecting an investment avenue, you have to match your own risk profile with the risks associated with the product before investing. In reality, risk and returns are inversely related, i.e., higher the returns, higher is the risk, and vice versa. *Most investors want to make investments in such a way that they get sky-high returns as fast as possible without the risk of losing the principal money they have invested.* This is the reason why many investors are always on the lookout for top investment plans where they can double their money in few months or years with little or no risk. However, it is a fact that investment products that give high returns with low risk do not exist. In reality, risk and returns are inversely related, i.e., higher the returns, higher is the risk, and vice versa. There are some investments that carry high risk but have the potential to generate high inflation- adjusted returns than other asset class in the long term while some investments com...