Criticare Plus Health Plan

Criticare plus health plan is probably one of the most comprehensive health plan because it provides regular hospitalization benefits in addition to the critical illness cover

Highlight:

Ø  Provides for regular hospitalization benefits along with critical illness coverage

Ø  Provides for accident benefit coverage as well

Ø  Extensive critical illness coverage till 70 Years

Ø  Lump sum payment equal to the Sum Insured in case of major illness if opted for

Ø  Non-allopathic treatment is also covered

Ø  Life long policy renewal is available

Ø  No third party Administrator, direct in-house claims settlement

Ø  Network of more than 6000 Hospitals accorss India

Ø  Free medical consultation available over phone 24X7 Toll free helpline

Ø  Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit:

Title	Description
Room Rent Limit	Up to 2% of sum insured, max 4000
Pre-Hospitalization Expenses	30 days
Post Hospitalization Expenses	Up to 7% of hospitalization expenses,Max 5000
Minimum Hospitalization Period	24 Hrs
Day Care Procedure Coverage	Specified procedure covered
Pre-Existing Disease / Illness coverage	After48 months
Waiting Period for New Policy	30 days
Co-Payment	Up to 30% entry age 60 years and above
Medical Screening	Up to 30% from age 60 years
Ambulance Expenses	Up to 750 per hospitalization, Max 1500 per policy period
Non-Allopathic Treatments	Up to 25% sum insured, Max 25000
Nursing Allowance	Up to 2% of sum insured