jayantharde.com

Many retail investors who pulled out of midcap and small cap mutual funds during the correction last year have been waiting on the sidelines for the past few months for the election results. The Indian electorate has given a clear verdict in favour of NDA, an outcome which the equity market was hoping for. With political uncertainty behind us and a stable Government in place, is it the right time to invest in midcap mutual funds? Most fund managers have opined that 2018 correction in midcap and small cap stocks has brought the valuations of these stocks to attractive levels. Midcap and small cap stocks were trading at a valuation premium to large cap stocks in 2017, but fund managers tell that in terms of forward P/E multiples, midcaps are now trading at a discount to large caps. Fund managers are able to identify good investment opportunities in the midcap segment and they think that this is the right time to invest in midcap mutual funds. Look at historical data to se...

Many retail investors who pulled out of midcap and small cap mutual funds during the correction last year have been waiting on the sidelines for the past few months for the election results. The Indian electorate has given a clear verdict in favour of NDA, an outcome which the equity market was hoping for. With political uncertainty behind us and a stable Government in place, is it the right time to invest in midcap mutual funds? Most fund managers have opined that 2018 correction in midcap and small cap stocks has brought the valuations of these stocks to attractive levels. Midcap and small cap stocks were trading at a valuation premium to large cap stocks in 2017, but fund managers tell that in terms of forward P/E multiples, midcaps are now trading at a discount to large caps. Fund managers are able to identify good investment opportunities in the midcap segment and they think that this is the right time to invest in midcap mutual funds. look at historical data to see how midcap...

Most of us worry of the possible aspects of the coronavirus pandemic. It is only normal for people to wonder that their loved ones will be financially covered in the event of their absence. You already have thought about it yourself, if you’re reading this. Here’s the good news: You will earn a death payout if you had an active life insurance policy and died from a pandemic disease, such as COVID-19, even though you were traveling to an area with a confirmed coronavirus outbreak. You may be only unable to do so if you were approved recently and have not been able to divulge certain information concerning your application regarding your travel plans and/or coronavirus exposure. Furthermore, by paying the premiums on time, you can’t increase the premiums if you get sick at COVID-19 if you keep the active life insurance policy intact. And here’s some more good news: You can still apply if you don’t know have life insurance cover. Depending on where you live and what the ...

You have to pay premiums when you buy a life insurance policy for yourself in order to keep it in force. Knowing the reasons that may affect your premium costs is important for you to pay the insurance company higher premiums. Life Insurance is a great way to help and protect your loved ones, which can also be a huge investment. A lower premium paid over a period of a few years can yield a good amount of savings.Life insurance premiums are based on a number of factors, and some people may find it quite tedious to understand why and what the charges are, and why they are paying a rate that may not be the same as others.Many factors are considered by insurance companies while pricing their plans, which may not be a variable under your power. Yet your life choices can also contribute to factors that can affect your premium for life insurance. The factors that affect your premium towards Life Insurance are: AGE This is an obvious and not surprising factor that affects the policyholde...