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Start investments early Investing isn't a one-time call. It's a long method. Investment ought to begin at the start of one’s operating life, notwithstanding however little the number is. However one mustn't lose heart if he\she has not started investment until currently. At no matter stage of the life cycle you're and if you've got not started investment, do it now. Discipline One of the foremost crucial elements to the current journey of long investment is discipline. No matter your investment goal, it cannot be achieved while not regular, disciplined, and rigid habits of saving and investments. Having mentioned the quality rules of investment that area unit common to all or any people, investment portfolios and ensuant quality allocation depend on the life stages of investors. Rule of 100 We can take steering from the ‘Rule of 100’, a really well-liked thumb rule for quality allocation supported the life cycle of people. During this rule, one has got t...

For our body’s overall growth and health, we need to eat a balanced diet. To keep yourself healthy and fit, our body needs different nutrients and one type of food can not provide all the nutrients it needs. Therefore, to sustain our body we have to eat different kinds of food in the right proportion. Each nutrient has a unique role to play in our body’s wellbeing (e.g. carbohydrates give us instant energy while proteins help in tissue growth and repair). Similarly, to ensure our financial wellbeing we need a balanced investment portfolio in life. We need a mix of different kinds of assets within the portfolio that play different roles, like the different nutrients in our diet. For financial security and prosperity, one should invest in various types of assets such as equities, fixed income, gold, and real estate. Individual investors can find it hard to directly invest in certain asset classes such as fixed income, which includes bonds and money market instruments. Alternatively...