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  The following are a list of 10 tips that will help you to buy the right insurance plan.     Choose The Right Sum Insured     To provide you with the most assistance when you're in need, your insurance sum     should be 10 times your yearly salary.    Choose Lifetime Renewability  Choose a health insurance plan with a lifetime renewal feature so that you can continue to receive coverage for serious illnesses after retirement. Don’t Choose Claim Loading       Avoid purchasing insurance policies with claim loading features, which cause your premiums to keep rising even after you file a claim for a critical illness and render your policy unaffordable. Choose Restore Limit  Choose a health insurance plan that includes a restore limit provision and extends coverage to your sum insured. Your total critical illness coverage will be INR 10 Lakh at no additional cost, for inst...

Medical emergencies can strike at any time. Given today's rising inflation and escalating medical costs, an unexpected medical procedure might devastate your life savings like a pack of cards. The youth are constantly preoccupied with work and relationship goals; they are unlikely to think about health insurance. Most young individuals believe that health insurance is only for the elderly and married people. Some people may consider health insurance to be an extra expense that will deplete their funds. Few people believe that their job health insurance is adequate. However, it is more prudent to purchase health insurance before the age of 30 rather than after the age of 40. Here are ten reasons to buy health insurance at an early age. WAITING PERIOD: There is a waiting period in health insurance policies during which the insured individual cannot file a claim, even if it is a medical emergency. The majority of health insurance policies have a waiting period of 30 to 90 ...