Care Individual


Care Individual plan is designed to suit all your health care needs as it takes care of the expensive medical treatment incurred during hospitalization.

Highlight:

Ø  Annual Health check ups for Insured members, Regardless of claim history.
Ø  Automatic Recharge of sum insured at no extra cost.
Ø  Avail medical treatment Anywhere in the World.
Ø  Daily Allowance to meet Incidental expenses.
Ø  Pre Existing Diseases covered after a period of 48 months.
Ø  Avail Discounts such as Family Discounts, Loyalty discount, Multi year Discount.
Ø  Direct and Hassle free Cashless settlement of Claims.
Ø  Tax benefit on the Premium paid U/S 80D of the Income tax act.

Benefit:
Title
Description
Room Rent Limit
For SI 2 to 4 Lac - 1% of SI ,For SI 5 to 10 Lac - Single Private Room For SI 15 to 60 Lac - Single Private Room, Upgradable
ICU Daily Rent Limit
For SI 2 to 4 Lac - 2% of SI ,For SI 5 to 60 Lac - No Limit
Pre-Hospitalization Expenses
30 Days
Post Hospitalization Expenses
60 Days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Yes
Pre-Existing Disease / Illness coverage
After 48 months of continuous coverage
Waiting Period for New Policy
30 days
Co-Payment
20% for age 61 and above
Medical Screening
Yes
Free Health Checkup
Yes, Annual
Ambulance Expenses
For SI 2 to 4 Lac - 1500 per claim For SI 5 to 10 Lac - 2000 per claim For SI 15 to 25 Lac - 2500 per claim For SI 50 to 60 Lac - 3000 per claim
Daily Hospitalization Allowance
500 per day upto 5 days, Only for SI upto 4 Lac
Donor Expenses
Upto 300000 as per SI
Attendant Allowance
No Limit
No Claim Bonus
Yes


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