Care Floater

Care Floater is a medical insurance policy that covers hospitalization and medical expenses of the entire family.

Highlight:

Ø  Annual Health check ups for Insured members, Regardless of claim history.

Ø  Automatic Recharge of sum insured at no extra cost.

Ø  Daily Allowance to meet Incidental expenses.

Ø  Avail medical treatment Anywhere in the World.

Ø  Pre Existing Diseases covered after a period of 48 months.

Ø  Tax benefit on the Premium paid U/S 80D of the Income tax act.

Ø  Direct and Hassle free Cashless settlement of Claims.

Ø  Avail Discounts such as Family Discounts, Loyalty discount, Multi year Discount.

Benefit:

Title	Description
Room Rent Limit	For SI 2 to 4 Lac - 1% of SI For SI 5 to 10 Lac - Single Private Room For SI 15 to 60 Lac - Single
ICU Daily Rent Limit	For SI 2 to 4 Lac - 2% of SI For SI 5 to 60 Lac - No Limit
Pre-Hospitalization Expenses	30 Days
Post Hospitalization Expenses	60 Days
Minimum Hospitalization Period	24 Hrs
Day Care Procedure Coverage	Yes
Pre-Existing Disease / Illness coverage	After 48 months of continuous coverage
Waiting Period for New Policy	30 days
Co-Payment	20% for age 61 and above
Medical Screening	Yes
Free Health Checkup	Yes, Annual
Ambulance Expenses	For SI 2 to 4 Lac - 1500 per claim For SI 5 to 10 Lac - 2000 per claim For SI 15 to 25 Lac - 2500 pe
Daily Hospitalization Allowance	500 per day upto 5 days, Only for SI upto 4 Lac
Donor Expenses	Upto 300000 as per SI
Attendant Allowance	No Limit
No Claim Bonus	Yes