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Showing posts with the label Long-term Investment

What are the benefits of buying health insurance at an early age?

Medical emergencies can strike at any time. Given today's rising inflation and escalating medical costs, an unexpected medical procedure might devastate your life savings like a pack of cards. The youth are constantly preoccupied with work and relationship goals; they are unlikely to think about health insurance. Most young individuals believe that health insurance is only for the elderly and married people. Some people may consider health insurance to be an extra expense that will deplete their funds. Few people believe that their job health insurance is adequate. However, it is more prudent to purchase health insurance before the age of 30 rather than after the age of 40. Here are ten reasons to buy health insurance at an early age. WAITING PERIOD: There is a waiting period in health insurance policies during which the insured individual cannot file a claim, even if it is a medical emergency. The majority of health insurance policies have a waiting period of 30 to 90 ...

Different parameters for baIance sheetreading

*1. BOOK VALUE PER SHARE* The book value per share formula is used to calculate the per share value of a company based on its equity available to common shareholders. The term "book value" is a company's assets minus its liabilities and is sometimes referred to as stockholder's equity, owner's equity, shareholder's equity, or simply equity. Common stockholder's equity, or owner's equity, can be found on the Balance Sheet for the company. In the absence of Preference Shares, the total stockholder's equity is used. *Concept of Book Value per Share* Book value per share is just one of the methods for comparison in evaluating a company. Enterprise value, or firm value, market value, market capitalization, and other methods may be used in different circumstances or compared to one another for contrast, e.g, Enterprise Value would look at the market value of the company's equity plus its debt, whereas Book Value per share only looks at the e...

Strategies for Investing in Gold Mutual Funds and ETFs

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The passion of Indian people for gold has been known for centuries. Not only does this special yellow metal have a high perceived value, but it also has a strong emotional connection.Gold in form of jewels, gold coins or bars frequently come at a huge price due to its manufacturing costs. For many days, it is also the most common investment products.Trading gold in physical form supports Gold ETFs as security, which means you buy gold at the back-end when you buy a Gold ETF. This gives investors a guarantee of gold purity. As the gold price increases, so does the cost of Gold ETFs, and vice versa. As a consequence, it does not compromise on purity and is therefore available across the country at a standard price. Because ETFs are related to direct gold prices, the transparency of trade is growing. It is an investment at low risk. Benefits of Investing in Gold ETFs  Easy Trading – To begin with, you just need to buy at least 1 unit of gold, equal to 1 gram of gold, for go...