Janata Mediclaim Policy

Health is the most important possession that one can be blessed with, but unfortunately maintaining it is not for free. There are times when you might get sick or get injured because of tragic accidents. Thus, it becomes essential to have a medical policy, but then, finding a gold mine is far easier than finding an apt health plan that offers optimum health benefits at an affordable price. When time is difficult for you, you usually seek for a person you can trust and can depend upon. Thus, you just can’t trust any company with your health requirements. You need somebody worth your hard earned money.

New India’s Janata Mediclaim Policy is one of the most cost effective medical policies that you can buy for yourself or your family. It was created keeping in mind the fact that people with low-income need monetary aid the most at the time of accident or illness. It offers you features such as day-care procedures, compensation for hospitalization, etc. and gives you hope at your darkest phase.

Features

Are You In or Out- Janata Mediclaim Policy is designed to fulfill the health requirements of citizens of India. It can be bought by people between the ages of 18 to 60 years. Children from age 3 months to 18 years can also be covered under this policy only if their parents are covered under this plan.

Money Insured- It consists of two slabs of sum insured. You can insure either Rs.50, 000 or Rs.75, 000. The premium amount ranges from Rs. 700 to 2300 if the sum insured is Rs.50, 000 and Rs. 1050-3450 if amount insured is Rs. 75,000.

Bills to Pills, All Covered- It offers you hospitalization facilities, which include ICU, Day care treatment, General ward (the cost per day should not exceed Rs.450), etc. It also provides you with pre and post hospitalization expenses.

Treatment within Hours- Some health problems can be treated in a few hours because of improved medical technology. However, there is no reduction in the price of their treatment. You have to pay for them in huge amount. Thus, under this policy, you are given financial help to treat such health conditions.

Make a Choice- besides Allopathic, there are other ways to get treatment, such as Unani, Ayurveda and Homeopathy. Thus, the Janata Mediclaim Plan offers you 25% of the sum insured to get treatment for your disease with these methods in any government hospital.

Ride Service Available- You need a mode of transportation to reach the hospital at the time of emergency. You simply cannot be teleported there. Hence, you are given 2% of the sum insured as compensation for ambulance service.