Floater Mediclaim (old)

Floater Mediclaim is a complete health insurance policy for the entire family and covers medical expenses incurred by any insured person of the family.

Highlight:

• It offers an attractive discount in premium for family cover
• Loyalty Discount is offered on continuous policy renewal
• Good Health Discount is provided for claim free years
• Cost of Health Check up is also provided after a certain period of time
• Non-allopathic treatment is also covered
• Additional benefit is paid in case of Critical illness is diagnosed
• Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit:

Title	Description
Room Rent Limit	Up to 1% of sum insured
ICU Daily Rent Limit	Up to 2% of sum insured
Pre-Hospitalization Expenses	30 days
Post Hospitalization Expenses	60 days
Minimum Hospitalization Period	24 Hrs
Day Care Procedure Coverage	More than 72 procedures.
Additional Cover for Critical Illness	Yes
Pre-Existing Disease / Illness coverage	After 48 months and claim free renewal
Waiting Period for New Policy	30 days
Co-Payment	Yes
Free Health Checkup	Up to 50% for Pre-acceptance health checkup
Ambulance Expenses	Up to 1% of Sum Insured, Max - 2500
Non-Allopathic Treatments	Up to 25% of sum insured
Donor Expenses	Covered
Nursing Allowance	Up To 1% of sum insured