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COVID-19 has claimed over forty hundred thousand lives and infected crores. The 2 aspects of life, physical and money health square measure everyone’s prime priority. The deadly waves of the corona virus pandemic that barrel the globe have strengthened this notion within the last one and 0.5 years. Thus, saving cash for long wealth ought to become your priority. But, wherever to place this money? You have multiple investment choices if you wish to take a position for the future in an Asian country. However, seldom something beats a ULIP as a long investment possibility. ULIP stands for Unit joined Insurance arrange. It's a sort of insurance that mixes growth and safety during a single arrangement. A ULIP investment arrangement permits you to make wealth over an extended amount whereas conjointly adding to your family’s long money security. ULIPs permit you to take a position in multiple equities and debt funds at a constant time with one investment. At constant time, you furth...

Mutual funds are currently one of the most popular investing solutions. A mutual fund is an investment vehicle formed when an asset management company (AMC) or fund house aggregates money from a number of individual and institutional investors that share similar financial goals. The pooled investment is managed by a fund manager, who is a finance professional. The fund manager invests in securities such as stocks and bonds that are consistent with the investing mandate. Mutual funds are an excellent way for individual investors to gain exposure to a professionally managed portfolio. You can also diversify your portfolio by investing in mutual funds, as the asset allocation will cover a wide range of instruments. Investors would be assigned fund units based on the amount invested. As a result, each investor will experience profits or losses that are directly equal to the amount invested. The fund manager's primary goal is to maximise returns for investors by investing in assets t...

Most consumers choose the cheapest motor vehicle insurance only to be disappointed later when their vehicle is stolen, involved in an accident, or when selling the vehicle. When you acquire car insurance online or offline, it protects your interests as the policyholder in a range of situations, just like any other type of insurance. Some of the primary reasons why one should invest in motor insurance online and ensure timely motor insurance renewal are as follows: Liability is reduced. Damages are paid for. It is less expensive to purchase auto insurance online. Hospitalization is covered. In the event of death, the family receives recompense. Pay your premiums and you'll have coverage at all times. Each of these reasons has been discussed in detail in the following sections. Motor Insurance Reduces Liability Because third-party automobile insurance is required in India, it automatically protects vehicle owners from accidents caused by the policyholder. For exampl...

Medical emergencies can strike at any time. Given today's rising inflation and escalating medical costs, an unexpected medical procedure might devastate your life savings like a pack of cards. The youth are constantly preoccupied with work and relationship goals; they are unlikely to think about health insurance. Most young individuals believe that health insurance is only for the elderly and married people. Some people may consider health insurance to be an extra expense that will deplete their funds. Few people believe that their job health insurance is adequate. However, it is more prudent to purchase health insurance before the age of 30 rather than after the age of 40. Here are ten reasons to buy health insurance at an early age. WAITING PERIOD: There is a waiting period in health insurance policies during which the insured individual cannot file a claim, even if it is a medical emergency. The majority of health insurance policies have a waiting period of 30 to 90 ...

The first human case of the novel coronavirus disease (COVID-19) was reported in December 2019, and the total number of patients has become 102,034,770 worldwide (according to Worldometer). To date, there have been 10,720,971 confirmed cases in India and, a total of 10,394,352 people have recovered, but for those still suffering from the disease, it is critical to get the best medical care possible. Scientists have succeeded in developing an efficient COVID-19 vaccine. However, until we receive a vaccine shot, we are in a perilous scenario that necessitates the most stringent safety precautions to protect our loved ones. In today's world of uncertainties and potential health dangers, a health insurance plan acts as a financial shield while also protecting your health in the best way possible. Among the several actions and efforts undertaken by the Indian government, the insurance industry has also developed different coronavirus-specific basic and standard policies. What i...

How simple is it selecting the best funds from approximately 40 mutual funds and hundreds of schemes? It’s certainly not simple. Suppose we’re choosing a few. Is those funds going to be the best? Not Sure. So how do we select the best funds in this challenging and uncertain task? Therefore, don’t go to the Best. Select the right thing for you. Let’s see an instance for a better understanding of things. Consider that you went for Apparels shopping. You’re not just choosing what looks great. First, you’re looking for what kind of clothes you need. Whether formal or casual. You then choose your size. Then you see the one that looks best. The question then is whether or not the pricing is justified. Finally, you’re going for the one that’s right for you. This is how you’re shopping for the correct thing for you. The choice of the fund should be based on your goals, time horizon, risk appetite that informs you what asset allocation and categories to look for and then selec...

*1. BOOK VALUE PER SHARE* The book value per share formula is used to calculate the per share value of a company based on its equity available to common shareholders. The term "book value" is a company's assets minus its liabilities and is sometimes referred to as stockholder's equity, owner's equity, shareholder's equity, or simply equity. Common stockholder's equity, or owner's equity, can be found on the Balance Sheet for the company. In the absence of Preference Shares, the total stockholder's equity is used. *Concept of Book Value per Share* Book value per share is just one of the methods for comparison in evaluating a company. Enterprise value, or firm value, market value, market capitalization, and other methods may be used in different circumstances or compared to one another for contrast, e.g, Enterprise Value would look at the market value of the company's equity plus its debt, whereas Book Value per share only looks at the e...