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To make a solid investment plan, you have to know why you are investing. Once you know the objective, figuring out which choices are most likely to get you there becomes easier. The 5 questions below will help you build a sound investment plan based on your goals. 1. Which Purpose Are You Pursuing?  inv must be chosen with the main goal in mind: safety, income or growth. The first thing you need to decide is which of those three characteristics is most important. Do you need current income to live on in your retirement years, growth so the investments can provide income later, or is safety (preserving your principal value) your top priority? If you are 55 or older, before you create an investment plan, you really should make a specific type of financial plan which I call retirement income plan This type of plan projects your future sources of income and expenses, then projects your financial account values including any depo...

http://www.jayantharde.com/ Professional Management When you invest in a mutual fund, your money is managed by finance professionals. Investors who do not have the time or skill to manage their own portfolio can invest in mutual funds. By investing in mutual funds, you can gain the services of professional fund managers, which would otherwise be costly for an individual investor. Diversification Mutual funds provide the benefit of diversification across different sectors and companies. Mutual funds widen investments across various industries and asset classes. Thus, by investing in a mutual fund, you can gain from the benefits of diversification and asset allocation, without investing a large amount of money that would be required to build an individual portfolio. Liquidity Mutual funds are usually very liquid investments Unless they have a pre-specified lock-in period, your money is available to you anytime you want subject to exit load if any. Normally fund...

http://www.jayantharde.com/ Running a full marathon can sound like an impossible feat. Yet, many people take part in marathon runs each year and successfully cross the finish line. And the only way to do this is to take that first step and continue putting one foot after the other. In your personal life too, you may have many financial dreams that may seem too big to achieve. But when you have a systematic investments plan in place, you can conquer your dreams and goals. You just need to start investing. 1) Break down large goals through SIP Everyone has big dreams for their future: buying a duplex house, taking the family on a wonderful tour to South America, creating a large retirement fund for a comfortable future and so on. All of these goals are ambitious. But the truth is they are achievable. Take the following example: Based on your current income, expenses, and lifestyle, you find out that you require a minimum fund of Rs. 8.5 crore for your retirement. Here is the tou...

http://www.jayantharde.com/ Life insurance is important because  life insurance  that provides coverage for a specified amount of time. This period of time is known as the "term", thus giving you Term Life Insurance. The term has also been called "pure" insurance, in that it offers no cash value, only protection. When your policy is over, the money you paid cannot be refunded. Your policy just expires, and you either renew it or find another policy. Generally, the death benefit does not change, and your premium stays the same throughout the policy.       Everyone knows why life insurance is important, but many of us choose to ignore the reality of what would happen if we were to die suddenly without the proper protection and financial planning. here are some reasons why life insurance and  financial planning  is a necessity, not an option: Protect Your Family If someone depends on you financially, then life insurance is a must. In part...

http://www.jayantharde.com/ Investing in Mutual Funds is less risky than investing in Stocks. You can start investing in Mutual Funds via  Systematic Investment Plan (SIP)  with amount starting from just 500 per month. The market is flooded with the thousands of scheme of companies. You can easily check their performance with of help of several websites and applications like Moneycontrol. All the historical and statistical details are mentioned there. You can easily choose any of the top-ranked and top performing schemes like Aditya Birla, Reliance, Tata, HDFC, ICICI, SBI, L&T and thousand others. Remember large-cap schemes offer stability with lower risk and small-cap schemes offer higher returns but with the risk factor. Ask us or take out some time and analyze yourselves. Also, remember that mutual funds return good returns over a longer period of time like 10–20 years. But you can exit easily as per your wish depending on your schemes. Now the key point here ...

If your relationship with your adviser is good, your money box is taken care of. Here are some ways of finding one http://www.jayantharde.com/ When we look for any service, then our first priority is to go for the BEST. The same applies while we hire a financial planner. We look for the best financial planner in India. Let us see who is this rarest of a rare financial planner. There are about 70,000 mutual fund distributors in India of which about 10,000 are said to be active. There are about 500 investment advisers registered with the capital market regulator, Securities, and Exchange Board of India (Sebi), called registered investment advisers (RIAs). There are around 6,000 certified financial planners, certified by the Financial Planning Standard Board India (FPSB India). How do you find the right person to look after your money box? Your relationship with your financial adviser is somewhat like a marriage. If it’s a good match, your money box is taken care of. ...

Start early connect with the roots (economy)bend but do not redeem keep compounding CONTACT -9373284136/9372330539 http://www.jayantharde.com/                                                  If you think you are too young to invest, think again. You are never too young to investor thinks about your retirement. People always make the same mistake of thinking that they should work all their younger years until they save enough to invest big. They cannot be more wrong. The early you start, the more you invest and the more money you make ultimately. Investing early is exactly like growing a tree. A tree takes a very long time to grow into its whole form and takes decades to let anyone reap fruits from it. Same goes for your investments. And that’s why you must start early. Just like growing a tree you must protect your investment, take care of it, add smaller...