Do I have to invest a lot ?

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http://www.jayantharde.com/

  • Higher Returns
Data reveals that equity funds have delivered around 11-15% returns over the last 10 years. With inflation averaging at 4-6%, you could get a head start on your savings, by identifying and investing in the right mutual funds today.
  • Professionally managed
Mutual funds are professionally managed by fund managers, whose everyday job is to track the markets and manage investments. Fund managers identify the winning stocks to buy, when to buy them, and more importantly when to sell them.
  • Disciplined investing
When you start a Systematic Investment Plan (SIP) in a mutual fund, you are committing to invest a certain amount on the same day of the month, consistently for a certain number of months/ years.
  • Less/ No lock-in
Almost all your traditional investing instruments come with long lock-in periods, which make it hard for you to get your money out, in times of emergencies. Mutual funds, on the other hand, broadly come with fewer lock-in periods. Most funds do not have a lock-in period and give you the flexibility to redeem your money when you need it.
  • The fund with your name on
Within the world of mutual funds, there is a wide variety of investment choices to pick from - equity funds, debt funds, liquid funds, tax-saving funds etc. So, depending upon your profile, goal, and preference, there are various funds that are ideal for you. Unlike a PPF or an NSC, where the rules are already laid down for you.
  • Diversification
We’ve all heard the adage “Don’t put all your eggs in one basket”. This is the premise of diversification. It means spreading your investments across asset classes and stocks, to reduce your risk.
  • Convenience
And finally, investing in mutual funds is now a piece of cake. The whole process is offered online by many players in the industry. Starting a SIP or making an investment can be done in a matter of a few clicks. Even tracking the performance of your investments can be done easily online.

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